Wooden & McLaughlin
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Industries Served
Convenience Store / Petroleum Marketing Industry
Medical Device
Family Business
Financial Services
Health Care
Medical Device
Real Estate

Financial Institutions & Services

Banks and Financial Institutions
Wooden & McLaughlin has extensive experience representing all banks and financial institutions with issues arising under the both federal and state and laws. Our clients look to us for assistance with many types of transactions.

Our banking and financial institution services include:

  • Acquisitions and mergers
  • Anti-takeover counseling and representation
  • Branch formations, acquisitions and sales
  • Business expansion into non-bank activities
  • Commercial Lending
  • Corporate strategic planning and governance,/
  • Executive compensation
  • Holding company formation and corporate reorganization
  • Legal and regulatory compliance
  • Real estate finance
  • Real estate loan work outs and restructuring
  • Regulatory and compliance matters
Mortgage Banking and Brokerage
Wooden & McLaughlin helps mortgage banking and mortgage broker clients comply with state and federal laws so that they can concentrate on serving their customers. The lawyers conduct training seminars on licensing issues and ways to minimize legal risk. Wooden & McLaughlin is committed to the legal protection of the mortgage lending industry so it can grow and prosper.

Federal and state regulation, new product development, loan procedures and documentation, secondary mortgage markets, subprime mortgages, and option ARMs are a few of the areas in where Wooden & McLaughlin LLP has experience.

We help financial institutions and mortgage bankers comply with federal consumer credit protection statutes and related regulations such as the Truth-in-Lending Act, Real Estate Settlement Procedures Act, Equal Credit Opportunity Act, Home Mortgage Disclosure Act, Community Reinvestment Act, and Fair Credit Reporting Act, and offer advice relating to mortgage loans to consumers, and the licensing and regulation of lenders, brokers and servicers. We help clients with new product design and implementation, including preparing documentation, disclosures and procedures for mortgage products.

Wooden also conducts detailed reviews of the forms and procedures used by lenders to assure their compliance with applicable federal and state requirements. This involves careful scrutiny and review of consumer credit forms, loan applications, commitment letters, interest rate lock in agreements, notes, mortgages and deeds of trust, and many other mandated documents.

We understand the mortgage bankers and mortgage brokers and help our clients institute policies and procedures that allow them to concentrate on their servicing their customers.